Home – Mortgage Services
We understand that finding the right mortgage is a critical step in your homeownership journey. Whether you’re a first-time homebuyer, looking to refinance, or self-employed, Sonia Leo is here to provide you with personalized and expert mortgage solutions tailored to your unique financial situation. With years of experience serving Windsor, Essex County, Chatham-Kent, and Southern Ontario, Sonia is committed to guiding you every step of the way, ensuring that you make informed decisions that align with your goals.
Get competitive rates with your trusted Windsor area mortgage broker.
Start with a mortgage pre-approval to understand your borrowing power in Windsor, Essex County, and Southern Ontario. This step is crucial for a smooth home-buying process.
Your borrowing capacity depends on your income, expenses, and credit score. Use our mortgage calculator tailored for Windsor and Ontario to estimate your budget.
Choose from fixed-rate, variable-rate, and hybrid mortgages. We offer a variety of mortgage options in Windsor and Southern Ontario to fit your needs.
Pre-qualification gives an estimate, while pre-approval offers a concrete mortgage amount. In Windsor and Ontario, pre-approval strengthens your home-buying offer.
A higher credit score can secure lower interest rates and easier approval. We help Windsor and Ontario residents improve credit to access better mortgage terms.
Yes, specialized programs are available for those with poor credit. We offer solutions in Windsor and Southern Ontario to help you secure a mortgage despite low credit.
Refinancing can lower payments, reduce interest rates, or tap into home equity. It’s ideal for Windsor and Ontario homeowners looking to improve their financial situation.
You'll need proof of income, credit history, and identification. We guide Windsor and Ontario clients through the mortgage application process to ensure all paperwork is in order.
Self-employed borrowers in Windsor and Ontario need flexible income verification. We offer tailored mortgage solutions to help entrepreneurs and freelancers qualify.
Expect down payments, closing costs, and other fees. We help Windsor and Ontario homebuyers budget for all expenses related to purchasing a property.